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Routing Number: 272479663 Swift Code: MSUCUS44
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Apply for an auto loan
Home Improvement Loan
as low as
6.99% APR
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Home Improvement Loan
What it is
Build your deck, update your bathroom or renovate your kitchen without breaking your budget. MSUFCU unsecured Home Improvement Loan offers you the low-cost financing you need.

What we offer
• Low rate
• No application fee
• No prepayment penalties
• Pay only what you owe for as long as you borrow

APR is annual percentage rate, and is subject to change. Your rate will depend on your credit score and the term. The loans subject to credit approval.

Loan Payment Example: The monthly payment per $1,000 borrowed at 6.99% APR for a term of 36 months would require 36 monthly payments of $30.87 based on 30 days to first payment. . Credit is subject to approval. Rates, terms, and conditions are subject to change at any time based on market conditions or other business factors.

Get FileElectronic Correspondence Disclosure and Agreement Get FileMulti-Featured Loan Agreement
Get FileService Fee Schedule Get FilePrivacy Policy
Get FileDocuSign Disclosure Get FileBorrowers Bill of Rights
Get FileConsumer Caution and Home Ownership Counseling Notice Get FileElectronic Correspondence Disclosure and Agreement
Get FilePayCard Agreement and Disclosure Get FileMortgage Information
Get FileNationwide Mortgage Licensing Systems IDs Get FileHome Mortgage Disclosure Act Notice
4.97 stars out of 5
98 Member Reviews
5 stars out of 5
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Rate this Product
Home improvement
5 stars out of 5
Very good product.
Home Improvement Loan
5 stars out of 5
I have used this product a couple of times over the years. As with all MSUFCU products, the application process is reasonable, rates are competitive, payment options are easy and MSUFCU is always reliable!
Fast and easy
5 stars out of 5
It was very fast and easy to apply for the loan through my online account. Got approved within a day of applying and the money was deposited quickly and easily
The services at MSU/OU Credit Union are exceptional.
5 stars out of 5
Home Imp.
5 stars out of 5
MSU was there for me when I needed them most! Great loan and easy to access.