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Routing Number: 272479663 Swift Code: MSUCUS44
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Totally Green Checking
Totally Green Checking
SmartLine Home Equity Loan
SmartLine Home Equity Loan
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New & Used Autos
as low as
2.49% APR
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New and Used Auto Loan
What we offer
• Low rate
• No application fee
• No prepayment penalties
• Flexible terms up to 84 months
• ReadyLoan Check
Free Quarterly FICO® Score

ReadyLoan Check
A ReadyLoan Check is a blank check valid up to your preapproved amount.

You can include the price of your vehicle, plus tax, title, and warranty costs, as well. Your ReadyLoan Check is valid for 90 days.

As soon as you find a car, fill out the check and hand it to the seller.

$100 cash back offer
$100 cash back offer valid on auto, RV, and boat loans of $20,000 or more opened 9/1/2020 - 10/31/2020. Qualifying members will receive $100 deposited into their accounts within 4-6 weeks of loan disbursal. Offer valid for new loans and loans refinanced from another financial institution; offer does not apply to refinances of existing MSUFCU auto, RV, or boat loans. Offer valid on direct and indirect loans for existing members only. Indirect new members not eligible. Cannot be combined with any other auto/RV/boat loan offers.

APR is Annual Percentage Rate. Rates for vehicle loans are stated for qualified members having high credit scores. Actual rates may be higher and will be determined by member credit score.

Loan Payment Example: The monthly payment per $1,000 borrowed at 2.49% APR for a term of 36 months would require 36 monthly payments of $28.86 based on 30 days to first payment. Credit is subject to approval. Rates, terms, and conditions are subject to change at any time based on market conditions or other business factors.

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4.86 stars out of 5
2981 Member Reviews
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Better than a Prius
5 stars out of 5
Good stuff
Awesome sauce
5 stars out of 5
Great service on the Loans
Best service, lowest rate
5 stars out of 5
MSU has always given us the lowest rate around. I have not found anyone better. Their customer service is always awesome. If your looking for a car loan check with MSU Federal credit union.
Good Truck Loan
4 stars out of 5
Good rate. Easy payments on the mobile app.
5 stars out of 5
Very impressed with their knowledge and experience. Made everything understandable and was completed quickly. I have done business with them on several occasions and will continue to do so! So much better than dealing with a bank.